15% Off Pet Insurance in the United States for 2025: Discounts and Details

Membership and Discount Eligibility for Spot Pet Insurance

The discount on pet insurance in 2025 is available to Sam’s Club members nationwide. To access the discount:

• You must be a current, active Sam’s Club member.
• Pet insurance policies must be purchased through Spot Pet Insurance via the Sam’s Club member portal.
• The discount applies per insured pet, allowing potential savings on multiple pets.

This program is part of a collaboration between Sam’s Club and Spot Pet Insurance aimed at providing accessible pet healthcare options for members.

Discount Details and Regional Variations

• Standard Discount: A 15% discount on pet insurance premiums is generally available across most U.S. states.
• Variations by State: Due to state-specific insurance regulations, discount amounts differ as follows:
• 10% discount in California, Montana, North Dakota, New Jersey, and New York.
• 5% discount in Washington.
• Multi-Pet Discount: Members insuring multiple pets may qualify for an additional 10% discount on each pet after the first.

Discount availability and amounts are subject to change based on insurance provider policies.

Coverage and Information About the Insurance Provider

Spot Pet Insurance offers a range of plans that typically cover:

• Accidents and illnesses, including chronic and hereditary conditions.
• Diagnostic tests, surgeries, medications, and hospital stays.
• Optional wellness coverage through add-ons.

Policies are underwritten by established insurance companies such as Independence American Insurance Company and United States Fire Insurance Company.

Note the following:

• Coverage includes waiting periods, deductibles, co-insurance, and annual benefit limits.
• Specific exclusions and provisions apply as detailed in Spot Pet Insurance’s policy documents available at spotpet.com/sample-policy.

Additional Sam’s Club Member Benefits with Spot Pet Insurance

Beyond the pet insurance discount, Sam’s Club members with Spot Pet Insurance may have access to additional perks:

• Spot Pet Rx Program: Provides discounted pricing on pet prescription medications at Sam’s Club pharmacies. This program helps reduce ongoing medication costs and is subject to availability; it is not offered in Virginia and Puerto Rico and cannot be combined with other offers.
• $25 Sam’s Club Gift Card: Eligible members who purchase Spot Pet Insurance policies may receive a $25 gift card. Terms and availability vary by state and are outlined at spotpet.com/sams-gc-terms.

How to Enroll and Use the Discount

To access the pet insurance discount in 2025:

1. Confirm you have an active Sam’s Club membership.
2. Visit the Spot Pet Insurance portal for Sam’s Club members via spotpet.com or through the Sam’s Club website.
3. Verify your membership during the quote or application process to see if the discounted rates apply.
4. Select a pet insurance plan suitable to your pet’s needs and proceed with enrollment.
5. For multi-pet discounts, add additional pets during enrollment.

Since insurance pricing and plan features can vary, prospective customers are encouraged to review policy details and costs after applying any discounts to fully understand their coverage.

Summary of Pet Insurance Discounts for Sam’s Club Members in 2025

• Eligibility: Sam’s Club members.
• Discounts: Approximately 15% off in most states; 10% or 5% in select states; no discount in some areas.
• Multi-Pet Discount: Additional 10% off for each pet after the first.
• Insurance Provider: Spot Pet Insurance.
• Additional Benefits: Discounted prescription medications via Spot Pet Rx Program, and potential $25 gift card in eligible states.
• Enrollment: Requires Sam’s Club membership verification via Spot Pet Insurance’s platform.

This information highlights available discounts that can help make pet insurance more affordable for Sam’s Club members in 2025. For the most current details and to explore coverage options, members should refer to the official Spot Pet Insurance Sam’s Club webpage.

Sources

• Sam’s Club Corporate News on Spot Pet Insurance Perks 2025
• Spot Pet Insurance Sam’s Club Member Portal
• Figo Pet Insurance Costco Discount Information (For Comparison Context)

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